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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Which of the following is excluded from coverage in the standard owner's policy?

A) lack of a right of access to and from the land
B) any claim for loss or damage based on negligence arising from the status of lien with the insured mortgage
C) any law, ordinance, or governmental regulation without filed notice
D) recorded documentation on the title to real property without acknowledgment

2. A statement included on a title commitment such as "record warranty deed from the owner shown in Schedule A vesting title in the proposed insured" is an example of a

A) requirement.
B) post policy event.
C) standard exception.
D) condition.

3. An insurance licensee must do all of the following in order to renew an insurance license EXCEPT

A) complete the continuing education requirements, if applicable.
B) hold active insurer appointment(s).
C) pay the required renewal fee.
D) submit to the department a completed renewal form.

4. A notarized deed ensures that the

A) deed is legally binding.
B) title is transferred.
C) deed can be recorded.
D) title is clear.

5. A waiver is defined as the

A) intentional and voluntary giving up of a known right.
B) acceptance of terms of the policy.
C) misrepresentation of a known right.
D) modification of a known right.

Solutions: